E bikes can be expensive.
Electric bicycle insurance california.
We partnered with an a m best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists.
California electric bicycles have.
Electric motors of fewer than 750 watts.
Spending this amount for electric bike insurance is worth it especially in long run if unluckily there is an accident takes place.
Class 1 ebikes are low speed pedal assisted.
In 2015 california updated its bicycle laws to accommodate electric bicycles.
Plus if you re injured on your bike in a collision with a vehicle your auto insurance may even cover your medical bills.
You don t need a driver s license or an endorsement to operate an electric bike in ca.
If you own an electric bicycle or are planning on buying one then you know it s a significant investment.
A good quality entry level e bike costs upwards of 1 000 an average value e bike runs around 3 000 and a high end e bike costs as much as.
California electric motorized bicycle laws.
A motorized bicycle is defined by having pedals and an electric motor with fewer than 750 watts.
Most people assume their homeowners or umbrella insurance policies extend to their e bikes.
Electric bikes and home insurance before you take out a specialist electric bike insurance policy check your home insurance to see what cover you have for pedal cycles.
While this is true for human powered bicycles the addition of a motor to a bike makes it a motorized vehicle which excludes it from coverage on standard.
Most contents insurance policies that include bikes have a low cover limit which is likely to be below the value of your electric bike and unlikely to cover bicycle theft away from the home.
Electric bicycles in california.
According to the california bicycle coalition governor jerry brown has signed one of the united states most progressive electric bicycle laws which allows 28mph capable electric bikes in bike lanes and allows low power pedal assist electric bikes to use bike paths except when prohibited by local law.
The good news is that most forms of insurance for electronic bicycles is relatively inexpensive and often costs on average 200 or less per year depending on a number of factors.
In many situations bicycles are covered by your standard homeowners renters or condo insurance policy.
Let s take a closer look at why e bike insurance is a good move.
However it s important to understand the state s regulations when it comes to operating these types of bikes.
There are three different classes of electric bikes.
Three classes of electric bikes now exist in the state with laws as to where each type may operate.
Velosurance is a national bicycle insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide.
Cyclists may be unaware they don t need specialty insurance to protect their bicycles.
